Categories
Education & Development

Financial Literacy : A Means To An End


Financial Literacy is the set of skills and knowledge that allows someone to have the ability to read, analyze, manage and communicate about their personal financial conditions that affects their well-being. Financial Literacy includes the ability to discuss money and financial issues, plan for the future and respond the events in our everyday life. There are four standards that are in the financial literacy. The first standard is the decision making and goals. The second standard is the income and careers. The third standard is savings, investing and retirement planning. The fourth and final standard is principles of money management. The top focus is to manage personal financial matters efficiently and make appropriate decisions. 

There are six ways to improve your financial literacy. First use resources from our government. Second is to read the newspapers and magazines. Third to do research on the internet or online. Fourth take financial literacy courses. Fifth listen to the radio and the sixth way is to purchase financial tools. The five key components of financial literacy are as follows: one -basic budgeting, two -impact interest, three -save money, four -credit debt roller coaster, and five -identity theft issues. 

The main goal of financial literacy class is to provide student or individual with the information and tools to be financially literate and successful. Knowing a Financial Literacy Class Model is the key to a better future. Financial literacy is the credit and debt management that is necessary to make financial responsible decisions. Teaching financial literacy to the kids of our community will help reduce the economic impact of recession. This will have a great impact on their future. 

Some topics of financial literacy are as follows: Basic Banking and Budgeting, Credit and Debt, Income planning risk management and taxes, Money flow and asset creation, and Individual development account. Some lessons that are taught in financial literacy are Planning and goals, Career preparation, Spending and credit, Consumer protection, Income, Money management, Savings and investing, and Risk management. 

Financial illiteracy affects people of all ages and social economic levels. This causes many people to fall as victims of high interest rates for loans, bad credit and also bankruptcy. Without any financial knowledge this can lead to large amount of debts and poor financial decisions. Teaching kids the basic financial lessons may help them avoid personal debt and improve their financial security. 

In my opinion, financial literacy should be taught in every high school as taking the class in college maybe a little late, so the students will know what to expect in life when they graduate. Without any knowledge of the real world how can anyone achieve their goal. If what we now, we knew back then, how would our life be? Without this knowledge how can anyone right out of high school know the next step. The students in school do not know how to budget a checking account. What is a credit report. How to obtain credit. What is the difference between savings and investing.

Categories
K-12 Education

Inside K-12 Programs and Exams


Education is the most important part of a child’s development. The ability to learn is great and you want to know that your child is doing the best and learning the most with their schooling. Most schools are willing to put a lot of effort into your child’s education. Making sure that they are retaining the information are done through Exams. 
Schools have the long lasting commitment to create a learning environment that will help your child thrive to the next level and upon graduation they should have the tools to learn in the secondary schooling as well. These exams are to make sure that your child is in the right place. 


An updated version of K-12 Exam Programs makes it very accessible for both students and teachers. The student does not have a hard time using the Exams and teachers have to spend less time grading, since these exams are usually graded once students are done by the system. The tools created in the modern day Exams will help students understand the questions and answer them correctly with effort. 


There are programs to prep your child for college. These well designed exams are there to teach your child what he or she needs to know and also helps to gain college credits. Meaning that they will spend less time and money in college. There are also exams that will help students make up for a failed class by assessing them over. Although, there is a fee this will help students graduate by giving them 2.5 credits which will have to be done prior to graduation. 


College prep classes are available online or in school and offer full credit upon completion. There are also classes that help With ACT and SAT preparation to make sure your child has all the knowledge they need to pass. These classes offer writing, math, and verbal assessments to test students’ mastery. The class exams are targeting strengths and weaknesses so that they are able to work for improvement. The students are also given exams that are created to give instant feedback on how to strengthen their weaknesses. 


By enrolling your child in K-12 Programs you are able to have an understanding of the needs of your child. You will be able to have a hands on approach for helping them succeed as well as help them prepare for college. You will be able to evaluate their strengths and weaknesses and prepare them for the exams as well as seeking help to establish a secured and promising future for your child. K-12 programs are just a sustainable as traditional schooling, but with a smaller class setting that will have a more positive direct effect on your child. 


Your child can focus on the school work that is designed for the curriculum. They will be able to spend more time on their weaknesses and get assistance if needed. The Exams will allow your child to receive feedback for areas so they can study for preparation of their SAT, ACT, and college courses.

Categories
Education & Development

Putting Your Child In A Preschool Program


We all want our children to grow and flourish. They need to understand that we take their education seriously and want them to be productive. The best way to do that is for them to start learning in a classroom environment early on. If they are at least four years of age, they can go to preschool. Each state may have different rules and requirements but one thing holds true, children need to know how to handle themselves in an atmosphere where it is not just about them. Preschool teaches them that they can thrive with children that are not their color or culture. 

Registering Your Child 

Registering your child for the preschool programs Golden CO is going to be fun. First comes the registration and then the teacher meet and greet. You get to see the classroom that your preschooler is going to be in and their seat will probably be already assigned. Also, you may get a school supplies list of what they need for class. You child’s face is going to lift up when they see all the neat toys and books around the room. This will get them excited about coming to school and wanting to learn everything. Once the first day hits, you will be nervous and taking pictures while your child will trying to get rid of you so they can go and have fun with their teacher. Preschool is a milestone that sets your child on a path for learning how the world works, and you should be proud for deciding it was time for them to start the exploration process. You are giving your preschooler a very good head start on learning. They need to interact with other peers and enjoy what they learn from their teachers everyday they come on campus. Everyday can be an adventure for them. 

The Habit Of Schooling 

Getting your child into preschool sets them up for getting into the routine of going to school. Most parents do not have the luxury of homeschooling their children, so they have to make sure that they get them to understand that being in school is required and what to expect. Having to go to preschool everyday ensures that they understand the need for an education and that this the how things go. You can set rules that on school nights, they can’t watch tv past a certain time or watch it at all. Also, they have to be in bed earlier than usual. They need to understand very early that mom and dad have to work while they are in school learning something to take about later on when they get home. If you had them in daycare, then this routine of being away from the house during the day is already in place. 

Putting your child in preschool helps them a great deal. They can learn to read and write before hitting Kindergarten. Sending them off to a wonderful learning environment will help them to succeed.